Mint Bridging, the award winning short-term bridging lender recognised in the industry for fast, flexible and fair lending, has changed the way it operates after undertaking an extensive review of its operations, and the needs of the wider market.

Mint Bridging has looked afresh at its sales and underwriting processes and has made each Underwriter the single point of enquiry for its intermediary partners. Each of Mint Bridging’s eight mandated Underwriters will now receive enquiries and provide terms, underwrite the application when it arrives, and then oversee it all the way through to drawdown of funds. This streamlined process should enable faster and better decisions, as one person will oversee the case from the start to the end of the process. These changes will provide greater capacity for Mint Bridging’s Head of Sales, Sinead Moynihan, to concentrate on external intermediary interactions.

Sinead confirmed “As we talked to intermediaries, one thing above all else became clear, which is that most lenders they deal with have multiple people working on a single case, leading to wasted time and effort, and sometimes decisions which are not joined up. By giving our Partners direct access to Underwriters, who will act as both Underwriter and Relationship Manager, we expect to be able to provide them with the service which they desire. This is the first of a number of changes we are making to our structure, processes and products, with further announcements to come very soon.”

With over 100 years of collective lending experience, Mint Bridging provides bridging, development and refurbishment loans as well as auction finance, re-bridging and commercial loans. In the near decade since it was formed, Mint Bridging has lent on a short-term basis in virtually every possible lending scenario.

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Mint Bridging has been operating since 2011, offering short-term bridging loans up to £5 million that borrowers use to fund property purchases, refinance, second charge loans or development projects. As the business is privately funded, third parties do not dictate lending decisions. This results in faster loan conversions.

For brokers looking for a rapid, flexible and original approach to borrowing, Mint Bridging has a Team of 30 people with eight mandated Underwriters. Sinead Moynihan heads up the Sales Team, while Richard Showman manages the Underwriting Team. Andrew Lazare and industry magnate Mark Abrahams run the day-to-day business.